Bank Archives - indetail.in

Bandhan Bank NPA Sale: A Deep Financial Analysis of the ₹7,000 Crore Portfolio Clean-Up – 2025

By RAHUL KUMAR November 28, 2025

The Bandhan Bank NPA sale of nearly ₹7,000 crore has become one of the most closely watched developments in India’s banking sector. For a bank that grew from a microfinance…

Tata Capital IPO 2025: A Strong Entry into Public Markets

By RAHUL KUMAR October 4, 2025

The Indian financial services sector is buzzing with anticipation as Tata Capital IPO 2025 approaches. Backed by the prestigious Tata Group, Tata Capital has steadily grown into one of the…

Simpl: Redefining Digital Payments and Buy Now, Pay Later in India -2025

By RAHUL KUMAR October 3, 2025

In the rapidly evolving digital payments landscape of India, It has emerged as a pioneer in the Buy Now, Pay Later (BNPL) space. Founded in 2015 by Nitya Sharma and…

ZestMoney: A depth study of e-lender

By RAHUL KUMAR October 2, 2025

ZestMoney was one of India’s most prominent fintech startups in the Buy Now, Pay Later (BNPL) and consumer credit space. Founded in 2015 by Lizzie Chapman, Priya Sharma, and Ashish…

Digital Lending: The Engine of Financial Inclusion in India (An In-Depth, Clarified Explainer) 2025

By RAHUL KUMAR October 1, 2025

Digital lending—the process of providing loans entirely through software, data, and APIs (Application Programming Interfaces)—has rapidly evolved from a niche experiment into a crucial piece of India's financial system. It…

Understanding E-Lenders: Core Concept, Funding, and Real-World Examples – 2025

By RAHUL KUMAR September 25, 2025

1. What are E-Lenders? An e-lender is a digital-first financial institution that provides loans through online platforms (apps, websites, APIs) without the need for borrowers to visit a branch. Instead…

PhonePe’s Incredible Growth: From Startup Struggle to Fintech Superpower

By RAHUL KUMAR September 23, 2025

In the rapidly evolving digital economy, PhonePe has emerged as one of India’s most successful fintech companies. From being the first UPI-based app in India to becoming a multi-billion-dollar financial…

ICICI Bank Savings Interest Rate vs Other Banks – Don’t Miss This Comparison! – 2025

By RAHUL KUMAR September 19, 2025

When it comes to personal finance in India, savings accounts are the first step for most households. They are safe, flexible, and come with digital banking benefits. But beyond convenience,…

HDFC Bank Company Profile: History, Leadership, Shareholding Pattern & Organizational Structure (2025)

By RAHUL KUMAR September 3, 2025

When it comes to private sector banking in India, HDFC Bank consistently ranks at the top. Known for its strong financial performance, innovative digital banking solutions, and customer-first approach, the…

ICICI Bank Savings Account – Interest Rate, Features & Benefits (2025)

By RAHUL KUMAR August 30, 2025

ICICI Bank, one of India’s leading private sector banks, offers a range of savings account options tailored to meet the diverse financial needs of individuals, families, senior citizens, and NRIs.…