RAHUL KUMAR, Author at indetail.in

Embedded Finance: How E-Commerce Platforms are Powerfully Transforming into Lenders (2025)

By RAHUL KUMAR October 2, 2025

In today’s rapidly evolving digital economy, embedded finance has emerged as one of the most disruptive innovations. It refers to the seamless integration of financial services into non-financial platforms—particularly e-commerce.…

ZestMoney: A depth study of e-lender

By RAHUL KUMAR October 2, 2025

ZestMoney was one of India’s most prominent fintech startups in the Buy Now, Pay Later (BNPL) and consumer credit space. Founded in 2015 by Lizzie Chapman, Priya Sharma, and Ashish…

BNPL (Buy Now Pay Later): A Game-Changer for Indian Millennials -2025

By RAHUL KUMAR October 1, 2025

Introduction: The New Age of Credit in India India’s financial landscape is undergoing a silent revolution. For decades, credit cards were the go-to solution for instant financing, yet their penetration…

Digital Lending: The Engine of Financial Inclusion in India (An In-Depth, Clarified Explainer) 2025

By RAHUL KUMAR October 1, 2025

Digital lending—the process of providing loans entirely through software, data, and APIs (Application Programming Interfaces)—has rapidly evolved from a niche experiment into a crucial piece of India's financial system. It…

LG Electronics India – All About Its Remarkable Journey (2025)

By RAHUL KUMAR September 30, 2025

LG Electronics India Pvt. Ltd. is the Indian subsidiary of the South Korean multinational corporation LG Electronics Inc. Established in 1997, the company is a major player in India’s consumer…

India smartphone exports exploded: The iPhone Export flourishing – 2025

By RAHUL KUMAR September 26, 2025

India’s smartphone exports exploded in FY25 and continued strong into August 2025, lifting the sector into the country’s export elite. Total smartphone exports for FY25 reached approximately US$24.14 billion, with…

Understanding E-Lenders: Core Concept, Funding, and Real-World Examples – 2025

By RAHUL KUMAR September 25, 2025

1. What are E-Lenders? An e-lender is a digital-first financial institution that provides loans through online platforms (apps, websites, APIs) without the need for borrowers to visit a branch. Instead…

BMW Ventures Limited – Complete Company Overview, Business Model, and IPO Insights – 2025

By RAHUL KUMAR September 25, 2025

BMW Ventures Limited is a steel and allied products company headquartered in Patna, Bihar, India. Incorporated in 1994, the company has steadily expanded its business model from a steel distributor…

PhonePe’s Incredible Growth: From Startup Struggle to Fintech Superpower

By RAHUL KUMAR September 23, 2025

In the rapidly evolving digital economy, PhonePe has emerged as one of India’s most successful fintech companies. From being the first UPI-based app in India to becoming a multi-billion-dollar financial…

India GST Rate Revision 2025: Shocking Winners, Hidden Losers & What It Means for You

By RAHUL KUMAR September 22, 2025

The India GST rate revision 2025 is one of the most sweeping changes in India’s indirect tax system since the introduction of GST in July 2017. Announced at the 56th…